What is Apple Pay

NFC (Near Field Communication) is widely adopted method for making mobile payments but it isn’t available for iPhone or iPad. With the new iPhone 6 and iPhone 6 Plus launch, company also announced “Apple Pay” which enables simple mobile payments just like what you can do with NFC.

Apple Pay

Apple Pay is a payment processor which allows users to buy products in a simple mobile payment process so that you won’t have to take out your credit card or cash.

Starting with iPhone 6 Plus and iPhone 6 you can buy it via Apple Pay since it’s integrated in it. This works on the security of Touch ID and ‘Secure element’ component which stores the private data.

How it Works

iPhone will be now equipped with wireless NFC Chip and this will let iPhone owners to tap into various in-store terminals to pay for purchased items. Initially Visa, MasterCard and American Express along with six banks in United States have tied up for Apple Pay payment processor.

Where it’s Accepted

Apart from Apple retail stores, the Apply Pay will be working on Walgreens, Duane Reade, Staples, Subway, McDonalds, Whole Foods, Walt Disney, Disney Store, Macy’s and Bloomingdale’s stores.

Devices Comparability

As of now iPhone 6 and iPhone 6 Plus are the device supported but Apple Pay will be available to iPhone 5S, 5C, iPhone 5, iPads in October where there will be an update to iOS 8. Furthermore developers will be able to integrate Apple Pay into apps very soon.

Apple Pay on Watch

Apple Watch will also support Apple Pay. You just need to double click on button below the Digital Crown and hold the face of it near the reader. It will be available in early 2015.

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